SAVING FOR A RAINY DAY

We have teamed up with the Raisin to get our clients great savings rates in a simple to use service

Start Saving here

About Raisin UK

We are the UK savings marketplace for Raisin, one of Europe’s most successful technology-led financial services companies. Through our free, easy-to-use marketplace, we connect you with a range of banks offering deposit-protected savings accounts with competitive, high street-beating interest rates. Registering for a Raisin UK Account allows you to apply to open as many savings accounts as you like, and manage everything under one roof.

How Raisin works

Once you’ve registered for your Raisin UK Account, you’ll have access to our full marketplace, which includes savings accounts and rates that are exclusive to Raisin UK customers. Our partner banks offer fixed rate bonds, notice accounts and easy access savings accounts, with different term lengths and features, meaning it’s easy to find the option that’s right for you and your money.

When you’ve chosen the savings account that’s right for you, let us know by selecting the savings account you want to open and ‘pledging’ your deposit amount. The next step is to make a deposit to your Raisin UK Account. Once the money has reached your Raisin UK Account, your savings account application will be reviewed, and once approved, your money will automatically transfer into your new savings account. Then you can sit back, relax, and watch your money grow!

Benefits of Raisin UK

Safe
Your money is secure at every step. We’re authorised and regulated by the FCA, and we only work with banks that are protected by the FSCS or the European equivalent
Competitive
Saving with specialist and challenger banks often gives you access to better rates than you’ll find on the high street, which means your money grows quicker
Straightforward
Say goodbye to application forms, endless logins and hidden fees. Our easy, free-to-use service helps you make your savings work harder. Simple

How Raisin works

Once you’ve registered for your Raisin UK Account, you’ll have access to our full marketplace, which includes savings accounts and rates that are exclusive to Raisin UK customers. Our partner banks offer fixed rate bonds, notice accounts and easy access savings accounts, with different term lengths and features, meaning it’s easy to find the option that’s right for you and your money.

When you’ve chosen the savings account that’s right for you, let us know by selecting the savings account you want to open and ‘pledging’ your deposit amount. The next step is to make a deposit to your Raisin UK Account. Once the money has reached your Raisin UK Account, your savings account application will be reviewed, and once approved, your money will automatically transfer into your new savings account. Then you can sit back, relax, and watch your money grow!

What savings products are available?

Fixed rate bonds
Ideal if you know you want to use the money for something specific in the future, and you’d like to earn as much interest as possible in the meantime.

● You’re likely to earn the most interest with this type of savings account
● However, you’re agreeing to ‘lock’ the money away until the end of a set term, so you won’t be able to withdraw any money until then
● The length of the term could be 6 months, 1 year, 18 months, 2 years, 3 years or more, depending on the account you choose
● The interest rate is ‘fixed’ for the whole term, interest you’ll earn by the end of the term

Easy access
Ideal if you want to keep earning interest on your money, but you would like to be able to withdraw money at any time.
● This is one of the most flexible types of savings accounts
● You can withdraw money whenever you want, whilst still keeping the easy access account open
● You can also top up the money in your account whenever you want to
● The interest rate isn’t fixed, so it could go down whilst your money is in the account, meaning you’ll earn less interest on your savings
Notice accounts
Ideal if you want to put your money away now and keep earning interest on it, but you know you would like access to the money on a set date in the future
● You’re likely to earn a good rate of interest with this type of savings account
● You can keep the money in the savings account for as long as you like, but you’ll have to give ‘notice’ when you want to withdraw your money
● This notice period could be between 30 and 180 days. After you give notice, you’ll receive your money after this time period has elapsed
● The interest rate isn’t fixed, so it could go down whilst your money is in the account