At Mortgage Advice Brokerage we provide expert mortgage advice for contract and freelance workers, and can source the best available rates from the whole of the market.
There is a misconception that getting approval for lending is tough for contractors, as many high-street lenders tend to have very few mortgage products for contractors. However, we work with a strong panel of lenders offering these products, and with whom we have built up strong relationships. There are even mortgage products available if you have a small deposit and a strong credit history.
Whether you work in Oil and Gas, IT, or on a zero hours contract, you may feel that securing a mortgage and completing the purchase is out of your reach. However, whether you are operating via a Limited Company, Sole Trader or PAYE, we can source the best mortgage for you even if you only one year’s contracting history. We can also secure competitive rates if you have a mixture of these forms of employment.
Once we have helped you to arrange a mortgage, we can also help you to put sufficient tax-efficient protection in place.